WHAT SHOULD YOU BE FOCUSING ON FINANCIALLY AT THIS POINT IN YOUR LIFE?
You are well into your career and your family is beginning to grow. There are many things that need to be addressed at this point in your life. Fortunately you still have time to prepare for most of your financial needs.
The company is contributing to your retirement account. How much money should you be putting into your 401(k)? These relatively early years can do wonders for your wealth and happiness later in life. Make sure you are taking advantage of the power of compounding.
Do you completely understand your company benefits package? We can help you make decisions that are in your best interest. Are you over paying for benefits? Are you leaving money on the table?
What is the best way to save for your children’s College? How much should you save and how should you invest the money?
Do you have a budget or spending plan? If not we can help you get started. The only way to financial independence is to understand your spending habits.
How much should you set aside for emergency savings vs. savings for other goals?
What steps can you take to improve your credit score? Which credit card is best for you? Your credit score impacts much more than just the rate you pay on loans. You need to track your score and defend it against many things.
Should you invest in a Roth IRA or a Conventional IRA? What about my spouse? Doing this correctly now can save you thousands of dollars later in life.
How much and which kind of life insurance should you have? We can help answer these questions and help you obtain life insurance without being unreasonably harassed by salespeople.
Are your investments in the right assets for your stage of life? Now is not a time to be conservative. How much are you paying for the investments and any investment advice you may be receiving?