Social Security announced a benefits increase of 5.9% on October 13, 2021. This Cost-of-Living-Adjustment (COLA) will increase payments to both Social Security beneficiaries (typically retirees) and people on Supplemental Security Income (SSI). The increase will be applied beginning with beneficiaries’ January 2022 checks.
[Read more…] about Social Security Annual Cost of Living Adjustment
How to Easily Monitor Your Credit
Why You Should Monitor Your Credit
There are many reasons to stay on top of your credit. The most obvious reason is to identify if someone has illegally accessed one of your accounts or possibly even stolen your identity. You should assume that your personal information is readily available to criminals.
[Read more…] about How to Easily Monitor Your Credit
Ten Financial Decisions To Make Before Retirement
Below are ten financial decisions you need to address before you retire. It is a good starting point for most pre-retirees but does not take into account your unique circumstances, lifestyle, or wishes. You will want to contact your financial advisor about specifics. Aim to revisit most of these plans on a regular basis throughout retirement.
[Read more…] about Ten Financial Decisions To Make Before Retirement
Guide To Choosing Between Procter & Gamble LTIP Stock Options and RSUs
Updated for 2018
You need to consider two criteria when deciding whether to take your Long-Term Incentive Program LTIP awards as stock options or as Restricted Stock Units (RSUs).
[Read more…] about Guide To Choosing Between Procter & Gamble LTIP Stock Options and RSUs
What to do About the Equifax Data Breach
What happened?
You’ve probably heard by now that hackers broke into the Equifax database and stole 143 million people’s personal information. The hackers accessed their names, Social Security numbers, birth dates, addresses and, in some instances, driver’s license numbers. They also stole credit card numbers from about 209,000 people and dispute documents with personal identifying information for about 182,000 people.
[Read more…] about What to do About the Equifax Data Breach
How We’re Voting Procter & Gamble Proxies in Lieu of the Trian Proxy Contest
In case you missed it, Trian Partners, an activist investor, has mounted a proxy contest with Procter & Gamble. Their goal is to force Nelson Peltz onto P&G’s Board of Directors where he claims he will more capably lead the company. I am including a link to Nelson Peltz’s Wikipedia page where you can find a relatively neutral history of Mr. Peltz’s corporate dealings.
[Read more…] about How We’re Voting Procter & Gamble Proxies in Lieu of the Trian Proxy Contest