YOU JUST GRADUATED AND STARTED YOUR FIRST JOB
You just graduated from college, possibly have a mound of student loans and are ready to get on with life. You want help with getting out of debt, navigating your company benefits, thinking about children and buying a house.
Work Related Financial Decisions
This is one of the most extensive decision making periods of your life. Odds are, you have never had a job before with full company benefits. You may have no idea what all of the benefits available to you are. What should you do as far as signing up for and making contributions to your company retirement plan? What investments should you choose? What about all of the other benefits; Healthcare? Cafeteria Plan (No not where you eat lunch)? Disability plans, short and long term? What about life insurance? Should you buy your life insurance from the company when the average employee age is over 50 years old? Where can you get life insurance without being unreasonably harassed by salespeople?
Personal Financial Decisions
Which payment plan should you choose for your student loans? Can you manage your loans for Forgiveness? Do you need help with a budget or spending plan? How much should you set aside for emergency savings vs. savings for other goals? What steps can you take to improve your credit and which credit card is best for you? Do you start a Roth IRA or a Conventional IRA and where should you set up your account? What about your spouse?